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If approved, funds may be available as soon as the next business day

MyLoan.Zone online process is quick and easy, so you can request the money you need when you need it most

If you're dealing with car repair costs, medical expenses, or simply in need of quick financial assistance, MyLoan.Zone can help connect you with a lending partner.

APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% to 1386%, APRs for installment loans range from 6.63% to 485%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

The Unique Advantage of MyLoan.Zone

An Simple Quick Process

An Simple Quick Process

Our fast online form is easy to complete.

All Credit Histories Welcome To Apply

All Credit Histories Welcome

With our associated lenders ready to assist with loans of up to $5,000

Apply From Anywhere

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Use your computer or mobile device to get started now.

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Reliable Methods

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What is a payday loan?

This is a small (typically less than $1,000), short-term, unsecured cash advance. These loans are supported by future earnings such as your forthcoming paycheck, a dividend, or any other consistent income source, and the loan.

What is an installment loan?

This refers to a small (generally less than $5,000), short-term, unsecured cash advance. These loans are sustained by future earnings, like your upcoming paycheck, a dividend, or another type of regular income, and they are repaid in a pre-determined series of scheduled installments.

How It Works

MyLoan.Zone doesn't act as a lender and thus, doesn't provide short-term loans or make credit decisions. We serve as a loan-platform, linking customers with independent third-party lending institutions.

You can sign up from your personal computer or any mobile gadget. As the process takes place in real time, it's incredibly speedy. If you're paired with a lender, they will present you with an offer outlining the terms and conditions of the loan. If you consent to these terms (although you have the right to refuse them), the funds could be ready for your use as early as the following business day.

Independent lenders possess their unique set of criteria that need to be fulfilled. However, the common minimum prerequisites often encompass, but are not limited to:

You can enroll online using your personal computer or any portable device. Given that the procedure takes place in real time, it's remarkably quick. If you get linked with a lender, they will present you with a loan offer detailing its terms and conditions. If you accept these terms (you have the option to reject them), the funds could be accessible for you to use as soon as the subsequent business day.

18 years of age or older
Valid checking or savings account with direct deposit
Minimum regular income of $1,000 per month
Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.